Sunday, February 15, 2009

Financial Services

Financial services can be defined as the products and services offered by institutions like banks of various kinds for the facilitation of various financial transactions and other related activities in the world of finance like loans, insurance, credit cards, investment opportunities and money management as well as providing information on the stock market and other issues like market trends.The finance industry encompasses a broad range of organizations that deal with the management of money. Among these organizations are banks, credit card companies, insurance companies, consumer finance companies, stock brokerages, investment funds and some government sponsored enterprises

Financial institutions must find a way to retain profitable customers, turn marginally unprofitable customers profitable, and reduce the marketing budget spent on the most costly customers. However, before firms can address these issues and take action they must closely monitor customer behavior to develop insights that allow them to target the right customer segment with a relevant, compelling offer at a time when the customer is most open to receiving the message.

Individuals face an increasingly complex menu of financial product choices. The shift from defined benefit to defined contribution pension plans, and the growing importance of private retirement accounts, require individuals to choose the amount they save, as well as the mix of assets in which they invest. Yet, participation in financial markets is far from universal in the United States.

8 comments:

nito said...

thank about financial info. and i wish to know about college loan consolidation

vault said...

Thank you for the wide information you give about financial services, the institutions that offers it and the organizations that gives different financial services. your article open our minds a lot.

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Great explanation.. Thanks for the post..
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MyATM said...

This is a great blog and the techniques and tips are very accessible to entrepreneurs with small and big businesses. Keep up the good work.

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